What makes American Express unique is that they make the majority of their revenues from cardmember expenditure and with the business they drive to merchants, rather than from lending fees and revolving credit balances.On average, American Express cardmembers spend about 3X above the ones from MasterCard and 3.5X above the ones from Visa. Among all the major credit card issuers, American Express has the highest credit quality. With the billions of transactions that flow through its network, American Express can create value for its customers by capturing and analyzing all the information. For five consecutive terms, American Express has earned awards for the highest customer satisfaction among credit card companies by J.D. Power and Associates. By purchase volume, American Express is the world's prime card issuer. Millions of transactions are processed daily for high expenditure cardmembers by American Express. By delivering purchasing power, flexibility, and financial control American Express helps small business owners succeed. American Express helps companies control their spending and save billions of dollars by providing commercial payment tools and expertise. The company dominates with industry leading rewards programs and platforms. American Express serves consumers and businesses by operating the world's biggest travel network. Globally, American Express sets itself apart with its strong presence across the complete payments chain. Blue By American Express 2013 Although there are three different versions of your Blue by American Express credit card, only 2 of them are really popular. One is named the Blue Cash Everyday card and another is the Blue Cash Preferred Card. The Blue Cash Everyday card has no annual fee, while the Blue Cash Preferred card carries a $75 yearly fee. The cash bonus is a place where these 2 Blue by American Express cards differ. The Blue Cash Preferred card has a $150 cash bonus, while the Blue Cash Everyday card has a $100 cash bonus. The Blue Cash Everyday version has a $100 cash bonus, while the Blue Cash Preferred version carries a $150 cash bonus. Between these two Blue by American Express cards exists a disparity in the cash back earning potential as well. The Blue Cash Preferred card earns a higher rate on supermarkets, gas, and department stores. Both the these Blue by American Express credit cards offers a 0% introductory APR on purchases for 12 months. Between the 2 Blue by American Express credit cards, if you spend somewhere around $30,000 a year on your card then the Blue Cash Preferred is going to be the better option. Blue By American Express